Ted Cadigan manages the day-to-day residential underwriting platform and oversees the residential funding team. He has more than 18 years of experience in the mortgage industry.

Prior to joining CMLS in 2014, Mr. Cadigan spent 10 years managing operational teams across Canada for bank and monoline lenders. He holds a Bachelor of Arts from the Memorial University of Newfoundland.

Tara Somerset is responsible for the residential servicing operations. She has more than 20 years of management experience in operations.

Prior to joining CMLS in 2015, Ms. Somerset held managerial roles with several leading organizations in the residential mortgage industry. She has a deep background in mortgage lending and servicing, and in her most recent role, was responsible for a variety of operations, including underwriting, loss mitigation and investor servicing. Ms. Somerset has also played key roles in large-scale initiatives, such as integrating new platforms for servicing, property taxes, collections and customer service. She has significant experience in training and development and has earned certificates in Six Sigma methodology, project management and business administration.